Thursday, December 14, 2017

5 Bedroom 4 Bath Home in Lakes of Prosper

500 Lake Trail Lane, Prosper, TX

For Sale

$ Click for current price
5 BEDROOMS | 4 (4 full ) BATHROOMS | 3396 SQUARE FEET


NEW DAVID WEEKLEY HOME in the established master-planned community, Lakes of Prosper. Located on an oversized CORNER LOT and a short walk to Frontier Park this home has 2 bedrooms down, 3 bedrooms up, 4 full baths, an enclosed study, and several living areas. A Chef's kitchen offers 6 burner Monogram range, double ovens, and large island. Spacious owner's retreat with bay window, large bath with oversized shower and vanities, generous wood flooring downstairs, a children's retreat upstairs with a separate bonus-game room, oversized garage and outdoor living area, NO MUD TAX or PID ASSESSMENT!

Tuesday, December 5, 2017

Gorgeous 5 Bedroom Home in Prosper Under $500k

Listings to Leads - eFlyers
770 Ascot Ct
For Sale
View the Property Details, Photos, Map & School information here!
770 Ascot Ct Prosper, TX

Bedrooms: 5 | List Price: $ Get Current Price | 3820 square feet

MLS# 13707366 - Built by MHI Plantation Homes - CONST. COMPLETED Aug 08 ~ This crisp, new, home sits, gracefully, poised on a coveted cul-de-sac lot. The breezy shade, on the roomy front porch, begs for relaxing times spent on, endless, lazy afternoons. Inside, the On-Trend color palette of: Rich, dark, woods, and strong wrought iron balusters, pleasingly contrast, the soft grays & white appointments throughout. You'll love the two-story family room, 2 FP's, large game-room, media-room, and a delightful outdoor living area. A covered patio, with a cozy outdoor fireplace. This home has it all: Open, Bright, Formal Dining, Study, Huge White Chef's Kitchen, Over-sized Island, Brkfst area. Come. See. Love!!
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Courtesy:

Showing Agent:
Raymond Edler
Keller Williams Realty Dallas
Email Me Now
214-552-2091
Licensed In: TX

License #: 0581538
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Tuesday, May 2, 2017

What is PMI and what does it do for me?

Looking to buy your next home?  The time to shop rates and loans is before you start house hunting so you have a guide on what you can afford and a good strategy to help you win in this market.  One thing that seems to baffle buyers is PMI.  Often buyers are looking at what they can afford and forget about PMI.  Private Mortgage Insurance (PMI) is a mortgage policy that protects the lender in case of buyer default.  PMI allows buyers to purchase homes with conventional loans with less than 20% down payment. PMI is required for conforming, conventional loans that a buyer has a down payment of less than 20%.  Once the buyer has 20% equity it is possible to cancel the PMI (talk to your lender for details).

According to the National Association of Realtors, the average down payment was 10% for all buyers.  First-time buyers had an average down payment of 6% while repeat buyers averaged 14%. Below is an example of a buyer who puts down 5% with PMI and a buyer who had a 20% down payment and no PMI.

down payment and PMI
The larger down payment you can make, the lower you monthly payment will be.

There are so many moving parts to buying a home it can be overwhelming to keep up with everything.  That's exactly why it pays to work with a professional.  If you'd like to chat and discuss mortgage options and creative ways to buy a home, give us a call or visit us on the web www.NTXHomeHub.com.