SEARCH AREA HOMES FOR LEASE WITH A POOL
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FOR FREE ONLINE MARKET ANAYLSIS
Call The #1 OFFICE IN DFW- Keller Williams Realty
The Edler Group, Keller Williams Realty and KW Commercial serving the Dallas Fort Worth area. Whether you are looking to....buy....sell....or invest in real estate....you will get the wisdom you trust and the experience you deserve. Call 214-552-2091 visit us on the web http://www.RaymondEdler.com
Monday, April 29, 2013
Carrollton TX 4 Bedroom Home for Lease with Pool
Beautiful 2010 build 4 bed 2 bath in Mckinney under $200K
Beautiful 2010 Brick Single Story Family home in a quiet neighborhood surrounded by trees and charm. This 4 Bedroom, 2 Bath, 2 Living Area, 2 Dining Area home has a Gourmet Kitchen with a 6 Burner Gas Stove, 42 Custom Cabinets, Stainless Steel Appliances, an Island, Tiled Floor and Backsplash. Rounded Corners and Arch-ways provide the charm to this family friendly layout. This home is a MUST SEE!!!
5 Tips for First Time Homebuyers
Nearby McKinney Homes for Sale5 Tips for First Time Homebuyers
4 Bedroom McKinney Homes for Sale
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FOR FREE ONLINE MARKET ANAYLSIS
Call The #1 OFFICE IN DFW- Keller Williams Realty
Saturday, April 27, 2013
2805 Coyote Trail Little Elm TX 75068 only $208,000
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Do you know what it means when a real estate buyer is "Pre-qualified?"
Do you know what it means when a real estate buyer is "Pre-qualified?"
It doesn't mean a thing.
To
become pre-qualified, a buyer simply gets on the phone with a loan
officer and tells his or her story. The loan officer will ask for income
and expense estimates and ask questions such as "Have you ever filed
bankruptcy?"
Then
he or she will say something along the lines of "Based on what you've
told me, you'd qualify for a loan of $X with monthly payments of about
$Y."
And there's the catch: The qualification is based ONLY on what the borrower has said.
And guess what? Some borrowers think they can somehow hide things like a
low credit score, a past bankruptcy, or an obligation to make child
support payments.
Not
only that, most borrowers aren't aware of the income items that a bank
won't allow them to use in their debt to income ratios, so they can
innocently mislead the lender.
Your buyer needs pre-approval, not pre-qualification.
You can only be assured that your buyer can actually purchase a house at a certain price if he or she has been pre-approved.
And even then, you have to make sure it was a complete pre-approval.
Unless it was a thorough job, a pre-approval doesn't mean anything more
than a pre-qualification.
When
prospective borrowers go to my lending partner Donnie at Mortgage Express for a
pre-approval, he collects all the same information that he would if they
had already found a home and were ready to buy. Then he verifies their
information and use either Fannie Mae or Freddie Mac underwriting
software to get the pre-approval.
With his pre-approval letter in hand, borrowers know that they will be able to get a home mortgage loan – as long as nothing changes.
And
things can change. That’s why along with the pre-approval letter he gives
clients a list of things NOT to do before their mortgage loan is final.
Any one of these things could upset the balance and cause denial of the
loan.
That list includes:
- Don't be late on any payments
- Don't quit your job
- Don't co-sign for anyone
- Don't acquire any new debt
- Don't transfer large sums of money ($200 or more) to your account from unknown sources.
If you're the buyer, come and see me online…
If you're getting ready to search for a home in Texas, visit Donnie Walton online at www.MortgageExpress.com and
complete hison-line form to begin the pre-approval process. With his
pre-approval in hand you can search with confidence, knowing that when
you find "your" house, you'll be able to make the purchase.
Start your Online Home Search Here
Become a Market Insider
5 Tips for First-Time Home Buyers
5 Tips for First-Time Home Buyers
by Becky Flanigan
April 17, 2013
Buying a first home can be a scary, confusing and stressful process. Many would-be buyers are understandably nervous at the prospect of making the largest purchase of their lives. Rather than diving in and hoping for the best, you should prepare carefully before you begin the house search.
Following some useful tips will help you turn an overwhelming and intimidating experience into an exciting search that yields the right home!
1.) Establishing a Realistic Price Range
A common mistake among first-time home buyers is purchasing more house than they can afford. You should not rely on banks to determine what you can comfortably spend on a new home. Banks are adept at determining the amount of monthly debt in the form of mortgage, insurance, credit card, student loan and auto loan payments. They have no way of knowing, however, what you spend each month on groceries, entertainment and utilities.
You should make a list of all monthly expenses, excluding rent or your current mortgage payment. Whatever is left after monthly expenses is the amount available for a mortgage payment and housing expenses such as taxes, insurance and home maintenance. Carefully consideration of your budget saves time by weeding out homes that you cannot afford and guards against overspending.
2.) Seeking Pre-approval
Getting pre-approved for a mortgage prevents a deal on a dream home from falling apart due to failure to obtain financing. You should compare loans from several lenders to see which one best suits your needs. A pre-approval letter will give you some power to negotiate on a home’s price because the seller will view a pre-approved offer more favorably than an offer that comes without lender pre-approval.
Keep in mind that pre-approval is different from pre-qualification. During pre-qualification, the lender estimates what you can afford. Preapproval is a more involved process in which the lender looks at your credit report and performs an extensive financial background check. At this point, you will get a good idea of the mortgage interest rate as well.
3.) Setting Priorities
You should compile a list of what you need and want in a house. Needs might include the number of bedrooms, square footage, high-quality schools and commute time. These needs are aspects of the house that either cannot be changed or cannot be changed without substantial cost to you.
Wants, on the other hand, are something you would like and that can be changed. Wants may include a pool or hot tub, landscaping, finished basement or hardwood floors. Making a list of wants and needs helps you focus on what is really important in a house, narrowing the list of prospective homes. Ideally, the new house will include all of the needs and a few wants.
4.) Choosing the Right Neighborhood
Crime statistics, insurance rates, property taxes and school quality are important considerations for you. Because the neighborhood makes up a large part of a home’s value, take your time to find exactly what suits your needs. You should also consider job commute, traffic during rush hour and proximity to amenities such as shopping, churches and libraries.
Driving through the neighborhood at various times during the day and night will provide a more complete picture of the location. Don’t forget to talk to potential neighbors, who can be a good source of information regarding the neighborhood and residents in the community. Take note that bad neighbors can bring down the value of a house.
5.) Finding the Right Home Inspector
You will also need a professional home inspection. Even new houses may present costly problems evident only to a home inspector.
You should talk to several inspectors before hiring one. You should ask about the inspector’s qualifications, scope of the inspection, how long it will take and the nature of the report you will receive at the end of the process. Main areas covered by the inspection should include quality of construction, integrity of the foundation and condition of plumbing, electrical, heating and cooling systems. If the inspection uncovers serious issues, such as cracks in the foundation, you may decide to back out of the contract or ask the seller to repair the problem.
If you're a buyer, or looking to refinance come and see my lending partner online
If you're getting ready to search for a home in Texas or looking to refinance, visit Donnie Walton online at www.MortgageExpress.com and
complete hison-line form to begin the pre-approval process. With his
pre-approval in hand you can search with confidence, knowing that when
you find "your" house, you'll be able to make the purchase.
Start your Online Home Search Here
Become a Market Insider
3840 Harrison Drive Carrollton TX 75010 MLS# 11912444
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Keller Williams Realty
972-767-9470
| Questions? Schedule a Showing! |
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Licensed In:
TX
License #:
0581538
Information valid for the date of this posting only. Please contact us for the most current information and status of this property.
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Thursday, April 25, 2013
MILLION DOLLAR VIEWS FROM THIS CASTLE HILLS 5 BED HOME
QUICK LIST OF CASTLE HILLS HOMES FOR SALE AMAZING COLLECTION OF HOMES
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We would love to help. We are marketing professionals!
Become a Market Insider
Wife wants a pool? Check this Plano Pool out! 4 Bed Plus Study West Plano 4475 sq ft
NEARBY PLANO POOL HOMES FOR SALE
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Call The Raymond Edler Home Team- TODAY at (972)767-9470
Make your new home searching AUTOMATIC! Get property updates emailed to you! Click Here to set up your email updates! Register Now!
Thinking of Selling or Leasing Your Home?HOW MUCH IS MY HOME REALLY WORTH?
Solutions for Homeowners, Buyers & Landlords!
Serving North Dallas, Carrollton, Garland, Richardson, Plano, Allen, McKinney, Frisco, The Colony, Lewisville, Flower Mound, Little Elm and ProsperBEAUTIFUL SALT WATER POOL COMES WITH 4 BEDROOMS
NEARBY CARROLLTON POOL HOMES FOR SALE
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Call The Raymond Edler Home Team- TODAY at (972)767-9470
Make your new home searching AUTOMATIC! Get property updates emailed to you! Click Here to set up your email updates! Register Now!
Thinking of Selling or Leasing Your Home?WHAT IS MY HOME REALLY WORTH IN THIS MARKET?
Solutions for Homeowners, Buyers & Landlords! RESIDENTIAL AND COMMERCIAL
Serving North Dallas, Carrollton, Garland, Richardson, Plano, Allen, McKinney, Frisco, The Colony, Lewisville, Flower Mound, Little Elm and ProsperWIN THE BID ON THIS ONE! AT $245,900 AND WE'LL THROW IN THE POOL!
LOCK DOWN A 4 BEDROOM HOME IN FRISCO
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Call The Raymond Edler Home Team- TODAY at (972)767-9470
Make your new home searching AUTOMATIC! Get property updates emailed to you! Click Here to set up your email updates! Register Now!
Thinking of Selling or Leasing Your Home?WHAT IS MY HOME REALLY WORTH IN THIS MARKET?
Solutions for Homeowners, Buyers & Landlords!
Serving North Dallas, Carrollton, Garland, Richardson, Plano, Allen, McKinney, Frisco, The Colony, Lewisville, Flower Mound, Little Elm and Prosper
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