Friday, July 22, 2016

You don't need perfect credit or a big down payment to buy a home

It doesn't matter if you are buying or renting, either way you are paying a mortgage.  Give us a call, we can help guide you to a path that you can pay your OWN mortgage!

You don't need perfect credit or a big down payment to buy a home

Want to see if you qualify?  CLICK HERE for a no obligation mortgage pre approval.

Wednesday, July 13, 2016

What kind of credit does it really take to get a mortgage?

Could You Qualify?

What credit score do you need for a home loan?

In today's dynamic real estate market many new buyers don't realize how easy it is to qualify for a mortgage.  Many people mistakenly think that you need perfect credit and a large down payment. There are many loan options available to today's home buyers who may have less than perfect credit.

According to Ellie Mae's Origination Report the average buyer had a credit FICO score of 724 while 54.9% of all home loans originated had buyers with credit scores between 600 and 749.  Many experts believe that if buyers realized that they could qualify with scores as low as 600 that these numbers would shift even more dramatically toward the lower end.


Bottom line is you don't need a 750 credit score and 20% down to qualify.  If you want to see how easy it is please give me a call.  I'd be happy to put you in touch with one of our preferred lending partners.
  

Saturday, July 2, 2016

Lakewood Elementary 3/2/2 Near White Rock Lake only $369,900

Lakewood Elementary 3/2/2 Near White Rock Lake

3 bedroom home lakewood elementary school dallas tx 75214

This adorable home is in the perfect location close to everything including White Rock Lake and within Lakewood Elementary School area.  This home has had the floors refinished and fresh paint inside and out.  The kitchen has granite and stainless steel appliances with slate floors and back-splash.  The large backyard features a deck and built in gas grill and a 6 foot board on board fence.  You'll love the big windows, wood burning fireplace and open kitchen/ dining area. 











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