Monday, April 29, 2013

Carrollton TX 4 Bedroom Home for Lease with Pool

Sparkling pool with covered patio great for entertaining family and friends! Beautiful four bedroom home offers large family room & additional living area & wet bar with patio & pool access. Laminate wood flooring, new carpet, and fresh paint make this a great home. Oversized master offers jetted tub, sep vanities, sep walk in closets, with vaulted ceiling.

Carrollton Homes For Lease

SEARCH AREA HOMES FOR LEASE WITH A POOL

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Beautiful 2010 build 4 bed 2 bath in Mckinney under $200K

Beautiful 2010 Brick Single Story Family home in a quiet neighborhood surrounded by trees and charm. This 4 Bedroom, 2 Bath, 2 Living Area, 2 Dining Area home has a Gourmet Kitchen with a 6 Burner Gas Stove, 42 Custom Cabinets, Stainless Steel Appliances, an Island, Tiled Floor and Backsplash. Rounded Corners and Arch-ways provide the charm to this family friendly layout. This home is a MUST SEE!!!
5 Tips for First Time Homebuyers
Nearby McKinney Homes for Sale
4 Bedroom McKinney Homes for Sale
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Saturday, April 27, 2013

2805 Coyote Trail Little Elm TX 75068 only $208,000

Home for sale in Little Elm,
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License #: 0581538

2805 Coyote Trail
Little Elm, TX 75068
Bedrooms: 4
Bathrooms: 3 full
List Price: $Get Current Price
Living Area Approx: 2740
 










Home for sale in Little Elm, TX 208,000 USD 2805 Coyote Trl Shows like a model! 4 bd, 2.5 ba, study, game-media rm, cvd porch, open flrpn, stone frplc, 42 cabinets, stainless appliances, oil rubbed bronze finish out, granite countertops, huge bdrms, fl sprnklr, grt lndscp, 1 Block from Lake Lewisville, grt drv up appl lg lot, A must see!! Brokered And Advertised By: Keller Williams Realty Listing Agent: Raymond Edler
Have questions? Ask me.
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Do you know what it means when a real estate buyer is "Pre-qualified?"

Do you know what it means when a real estate buyer is "Pre-qualified?"
It doesn't mean a thing.
To become pre-qualified, a buyer simply gets on the phone with a loan officer and tells his or her story. The loan officer will ask for income and expense estimates and ask questions such as "Have you ever filed bankruptcy?"
Then he or she will say something along the lines of "Based on what you've told me, you'd qualify for a loan of $X with monthly payments of about $Y."
And there's the catch: The qualification is based ONLY on what the borrower has said. And guess what? Some borrowers think they can somehow hide things like a low credit score, a past bankruptcy, or an obligation to make child support payments.
Not only that, most borrowers aren't aware of the income items that a bank won't allow them to use in their debt to income ratios, so they can innocently mislead the lender.
Your buyer needs pre-approval, not pre-qualification.
You can only be assured that your buyer can actually purchase a house at a certain price if he or she has been pre-approved. And even then, you have to make sure it was a complete pre-approval. Unless it was a thorough job, a pre-approval doesn't mean anything more than a pre-qualification.
When prospective borrowers go to my lending partner Donnie at Mortgage Express for a pre-approval, he collects all the same information that he would if they had already found a home and were ready to buy. Then he verifies their information and use either Fannie Mae or Freddie Mac underwriting software to get the pre-approval.
With his pre-approval letter in hand, borrowers know that they will be able to get a home mortgage loan – as long as nothing changes.
And things can change. That’s why along with the pre-approval letter he gives clients a list of things NOT to do before their mortgage loan is final. Any one of these things could upset the balance and cause denial of the loan.
That list includes:
  • Don't be late on any payments
  • Don't quit your job
  • Don't co-sign for anyone
  • Don't acquire any new debt
  • Don't transfer large sums of money ($200 or more) to your account from unknown sources.
If you're the buyer, come and see me online…
If you're getting ready to search for a home in Texas, visit Donnie Walton online at www.MortgageExpress.com and complete hison-line form to begin the pre-approval process. With his pre-approval in hand you can search with confidence, knowing that when you find "your" house, you'll be able to make the purchase.  

Start your Online Home Search Here

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5 Tips for First-Time Home Buyers

5 Tips for First-Time Home Buyers 

by Becky Flanigan

April 17, 2013

Buying a first home can be a scary, confusing and stressful process. Many would-be buyers are understandably nervous at the prospect of making the largest purchase of their lives. Rather than diving in and hoping for the best, you should prepare carefully before you begin the house search. Following some useful tips will help you turn an overwhelming and intimidating experience into an exciting search that yields the right home!

1.) Establishing a Realistic Price Range 

A common mistake among first-time home buyers is purchasing more house than they can afford. You should not rely on banks to determine what you can comfortably spend on a new home. Banks are adept at determining the amount of monthly debt in the form of mortgage, insurance, credit card, student loan and auto loan payments. They have no way of knowing, however, what you spend each month on groceries, entertainment and utilities. You should make a list of all monthly expenses, excluding rent or your current mortgage payment. Whatever is left after monthly expenses is the amount available for a mortgage payment and housing expenses such as taxes, insurance and home maintenance. Carefully consideration of your budget saves time by weeding out homes that you cannot afford and guards against overspending.  

2.) Seeking Pre-approval 

Getting pre-approved for a mortgage prevents a deal on a dream home from falling apart due to failure to obtain financing. You should compare loans from several lenders to see which one best suits your needs. A pre-approval letter will give you some power to negotiate on a home’s price because the seller will view a pre-approved offer more favorably than an offer that comes without lender pre-approval. Keep in mind that pre-approval is different from pre-qualification. During pre-qualification, the lender estimates what you can afford. Preapproval is a more involved process in which the lender looks at your credit report and performs an extensive financial background check. At this point, you will get a good idea of the mortgage interest rate as well.

3.) Setting Priorities 

You should compile a list of what you need and want in a house. Needs might include the number of bedrooms, square footage, high-quality schools and commute time. These needs are aspects of the house that either cannot be changed or cannot be changed without substantial cost to you. Wants, on the other hand, are something you would like and that can be changed. Wants may include a pool or hot tub, landscaping, finished basement or hardwood floors. Making a list of wants and needs helps you focus on what is really important in a house, narrowing the list of prospective homes. Ideally, the new house will include all of the needs and a few wants.

4.) Choosing the Right Neighborhood 

Crime statistics, insurance rates, property taxes and school quality are important considerations for you. Because the neighborhood makes up a large part of a home’s value, take your time to find exactly what suits your needs. You should also consider job commute, traffic during rush hour and proximity to amenities such as shopping, churches and libraries. Driving through the neighborhood at various times during the day and night will provide a more complete picture of the location. Don’t forget to talk to potential neighbors, who can be a good source of information regarding the neighborhood and residents in the community. Take note that bad neighbors can bring down the value of a house.

5.) Finding the Right Home Inspector 

You will also need a professional home inspection. Even new houses may present costly problems evident only to a home inspector. You should talk to several inspectors before hiring one. You should ask about the inspector’s qualifications, scope of the inspection, how long it will take and the nature of the report you will receive at the end of the process. Main areas covered by the inspection should include quality of construction, integrity of the foundation and condition of plumbing, electrical, heating and cooling systems. If the inspection uncovers serious issues, such as cracks in the foundation, you may decide to back out of the contract or ask the seller to repair the problem.

If you're a buyer, or looking to refinance come and see my lending partner online

If you're getting ready to search for a home in Texas or looking to refinance, visit Donnie Walton online at www.MortgageExpress.com and complete hison-line form to begin the pre-approval process. With his pre-approval in hand you can search with confidence, knowing that when you find "your" house, you'll be able to make the purchase. 

Start your Online Home Search Here

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3840 Harrison Drive Carrollton TX 75010 MLS# 11912444

 
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Raymond Edler
Keller Williams Realty
972-767-9470
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MLS#: 11912444
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Licensed In:
TX
License #:
0581538
Information valid for the date of this posting only. Please contact us for the most current information and status of this property.
3840 Harrison Drive
Carrollton, TX
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Description Features Photos Maps & Local Schools

Single Family, Traditional - Carrollton, TX

$ Click for current price
3 BEDROOMS
2 BATHROOMS (2 full)
1777 Square Feet
Single Family, Traditional - Carrollton, TX 3840 Harrison Dr won't last. Lovely home with open floor plan, full of natural light, & updates galore! Boston Plank Laminate wood flooring in kitchen, study, living dining & master and slate flooring in baths & utility. Wonderful covered patio & redwood arbor plus large yard! New roof May 2012. Community pool, playground, tennis & clubhouse. Great location, great neighborhood and great schools!
L2L

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Thursday, April 25, 2013

MILLION DOLLAR VIEWS FROM THIS CASTLE HILLS 5 BED HOME

GORGEOUS VIEWS*Top notch finish out w.iron baluster stairs,extensive handscraped hardwds&crown molding*Lg Kitchen w.island,granite,SS appls,dbl oven&gas cooktop*Butlers Pantry*Elegant separate Formals*Downstairs Master*5th Bdrm w.wall of built-ins makes great Study*GameRm w.lg balcony w.peaceful views of golf course,water&trees*Private Media Rm*3 car Garage w.epoxy flrs&blt-in cabs*Electric gate encloses driveway*Pretty landscaping*Roof 2013

QUICK LIST OF CASTLE HILLS HOMES FOR SALE AMAZING COLLECTION OF HOMES

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Have a home to sell in Castle Hills? Visit www.CastleHillsHomeValues.com

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Wife wants a pool? Check this Plano Pool out! 4 Bed Plus Study West Plano 4475 sq ft

Relax by the Sparkling Pool and Spa in this fabulous 4 Bedroom PLUS study Home Located in West Plano! Features a Formal Living, Formal Dining, Family Room and Gameroom! Oversized Bedrooms, Hardwood Floors, Ceramic Tile and Solar Screen. Fantastic School District. A must see!

NEARBY PLANO POOL HOMES FOR SALE

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Thinking of Selling or Leasing Your Home?HOW MUCH IS MY HOME REALLY WORTH?

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BEAUTIFUL SALT WATER POOL COMES WITH 4 BEDROOMS

NICE 4 BEDROOMS WITH 2 LIVING AREAS, VAULTED CEILINGS, WET BAR & DECORATIVE LIGHTING IN LA. KITCHEN HAS BREAKFAST BAR, WALK-IN PANTRY AND TILE C-TOPS. BEAUTIFUL SALT WATER POOL. DON'T MISS OUT ON THIS DEAL!

NEARBY CARROLLTON POOL HOMES FOR SALE

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Call The Raymond Edler Home Team- TODAY at (972)767-9470

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Thinking of Selling or Leasing Your Home?WHAT IS MY HOME REALLY WORTH IN THIS MARKET?

Solutions for Homeowners, Buyers & Landlords! RESIDENTIAL AND COMMERCIAL

Serving North Dallas, Carrollton, Garland, Richardson, Plano, Allen, McKinney, Frisco, The Colony, Lewisville, Flower Mound, Little Elm and Prosper

WIN THE BID ON THIS ONE! AT $245,900 AND WE'LL THROW IN THE POOL!

Fabulous Upgrades in Sought After Plantation Resort! Extensive Wood Floors and oversized CTile, Large Kitchen with Granite, Tumbled Marble Backsplash, Breakfast Bar Overlooks Family Room. Large Private Master Retreat has Views of Sparkling Pool and Spa. Granite in Baths! Study and Gameroom. Professional Landscaping, Sprinkler System, Wireless Alarm System. Enjoy Community Amenities! Pool, Club House, Golf, Parks! Must See!

LOCK DOWN A 4 BEDROOM HOME IN FRISCO

POOL HOMES IN FRISCO

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Call The Raymond Edler Home Team- TODAY at (972)767-9470

Make your new home searching AUTOMATIC! Get property updates emailed to you! Click Here to set up your email updates! Register Now!

Thinking of Selling or Leasing Your Home?WHAT IS MY HOME REALLY WORTH IN THIS MARKET?

Solutions for Homeowners, Buyers & Landlords!

Serving North Dallas, Carrollton, Garland, Richardson, Plano, Allen, McKinney, Frisco, The Colony, Lewisville, Flower Mound, Little Elm and Prosper